💰 Free Tool
Salary Calculator India 2025
Calculate exact in-hand salary from CTC — PF, ESI, Professional Tax, and TDS included.
Your Details
Monthly Breakdown
Based on CTC: ₹0/year
Earnings
Basic₹0
HRA₹0
Conveyance₹1,600
Medical₹1,250
Special Allowance₹-2,850
Gross Salary₹0
Deductions
PF (Employee 12%)−₹0
ESI (Employee 0.75%)−₹0
Professional Tax (Maharashtra)−₹0
TDS (Income Tax)−₹0
In-Hand Salary₹0
CTC (Monthly)
₹0
Employer PF
₹0
Annual Tax
₹0
Annual In-Hand
₹0
Understanding Your Salary Deductions
PF (Provident Fund)
12% of basic salary deducted from your salary + 12% contributed by employer. Goes to your EPFO account — retirement savings.
ESI (Employee State Insurance)
0.75% deducted if salary ≤ ₹21,000/month. Provides medical treatment for you and family at ESIC hospitals.
Professional Tax
State government tax. Varies by state — Maharashtra charges ₹200/month. Tamil Nadu charges nil.
TDS (Tax Deducted at Source)
Income tax deducted monthly from salary. Based on your tax slab. New regime has lower rates for most incomes.
Automate Payroll for Your Business
ERPNext payroll calculates PF, ESI, PT, and TDS automatically every month. Starting ₹25,000.
WhatsApp — Free Payroll Demo